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3 2 reviews

440 Aviation Blvd, Santa Rosa, CA 95403, USA
+1 (707) 524-3000
www.exchangebank.com
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours

Domain Info

Created Date

1995-10-10

Mailing Address

Company Name

Contact Data

What people think about Exchange Bank?

Below you find some of the testimonials of our clients.

Easy application. I only entered an ID and a bank account. Immedaite processing. The first time I was approved for $400 only. Hope the limit will increase next time. APR is reasonable. Paid back the debt on time. If desired, the term can be also extended.

Eliane Tremblay V

They approve applicants urgently and transfer funds the next day. But be careful – they charge high fees for delayed payments. You’d better be a responsible borrower! Do not repeat my mistake!

Burnice Jakubowski PhD

Pay Attention

The above-given information provides the details about a definite company. The information below is about general information about payday loans.

Payday Loans in Santa Rosa, Texas

Payday loans are short-term loans originally invented to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans in Santa Rosa, Texas is are easy to access. The APR is specific for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a poor credit rating an increased opportunity to get accepted for short-term loans. A payday loan may be the only financial product available for some consumers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your means and pay back your loan commitments in a timely manner.

To get accepted for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the definite APR of your payday loan.

APR Calculator

Other Payday Lenders in Santa Rosa, California

American AgCredit

400 Aviation Blvd #100, Santa Rosa, CA 95403, USA

+1 (707) 545-7100

www.agloan.com

My Credit Union

510 Veterans Blvd, Redwood City, CA 94063, USA

+1 (888) 873-6928

www.usemycu.org

Money Mart

4709 Florin Rd Ste. 1A, Sacramento, CA 95823, USA

+1 (916) 393-2274

www.moneymart.com

Imperial Valley Loan Center -CAR TITLE LOANS

710 Main St, El Centro, CA 92243, USA

+1 (760) 352-5111

www.cashforpinkslip.com

Umpqua Bank

9610 Bruceville Rd Suite 100, Elk Grove, CA 95757, USA

+1 (916) 714-1000

locations.umpquabank.com

Bank of America (with Drive-thru ATM)

215 N Elmwood Ave, Lindsay, CA 93247, USA

+1 (800) 432-1000

locators.bankofamerica.com

S & A Checks Cashing & More

1705 E Washington St, Colton, CA 92324, USA

+1 (909) 370-4603

www.sacheckscashing.com

Bank of the West

1330 S Beach Blvd Ste A, La Habra, CA 90631, USA

+1 (562) 383-9150

www.bankofthewest.com

Quick And Easy Loan Service

1125 E Broadway, Glendale, CA 91205, USA

+1 (888) 775-0859

quickandeasyloanservice.com

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