Welcome to Our Online Loan Referral Service

2.7 6 reviews

3600 Sagunto St, Santa Ynez, CA 93460, USA
+1 (805) 688-6424
www.mechanicsbank.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Mechanics Bank - Santa Ynez Branch?

Here you see the feedback of our clients.

Mechanics Bank - Santa Ynez Branch applied for a payday loan secured by an auto for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Mr. Rosendo Hamill

I trusted Mechanics Bank - Santa Ynez Branch when it was necessary to get a payday loan. I submitted an application quickly. No issues.

Prof. Louvenia Murphy V

The money are transferred to my credit card. I cover obligations through my account. The payment is efficient and fast. Pay on time and there will be no issues.

Erich Gleason

I took the first payday loan, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the loan in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.

Kylee Schoen

The payday loan is deposited easily and quickly. There is a minus - a great rate when returning a loan.

Prof. Dawson Veum

Mechanics Bank - Santa Ynez Branch applied for a loan secured by an auto for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Dr. Cleo Lind PhD

Pay Attention

Further there will be presented the details about not a certain lender. The information below will define general information about payday loans and its specific aspects.

Payday Loans in Santa Ynez, California

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

This financial product in Santa Ynez, California is issued simply and quickly. The interest percentage is defined depending on the category of the customer: the more loans are successfully paid off, the more favorable terms will be offered to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Mechanics Bank - Santa Ynez Branch help take out a payday loan in Santa Ynez, California?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to consider the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by banks before issuing a loan. But banks almost 100% deny the application when lenders in Santa Ynez, ca will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a definite cost of the loan.

APR Calculator

Other Payday Lenders in Santa Ynez, California

First Citizens Bank

360 W Grand Ave, Escondido, CA 92025, USA

+1 (760) 233-2265

locations.firstcitizens.com

U.S. Bank Branch

8200 El Camino Real, Atascadero, CA 93422, USA

+1 (805) 460-4360

locations.usbank.com

Bank of the West

3021 Yorba Linda Blvd, Fullerton, CA 92831, USA

+1 (714) 524-5100

www.bankofthewest.com

First Title Loan

3580 Wilshire Blvd #132, Los Angeles, CA 90010, USA

+1 (213) 386-1030

Principal Financial Group

170 S 11th St, Montague, CA 96064, USA

+1 (530) 433-1597

www.principal.com

California Bank & Trust

785 Southland Dr, Hayward, CA 94545, USA

+1 (510) 785-6100

calbanktrust.com

Fast Auto Car Loan Chico CA

1207 W Sacramento Ave #1/2, Chico, CA 95926, USA

+1 (530) 433-1812

getautotitleloans.com

Firefighters First Credit Union

5700 Stoneridge Dr Suite 250, Pleasanton, CA 94588, USA

+1 (800) 231-1626

www.firefightersfirstcu.org

Seacoast Commerce Bank

11246 Gold Express Dr, Gold River, CA 95670, USA

+1 (916) 858-1165

sccombank.com

Top