Welcome to Our Online Loan Referral Service

5 3 reviews

600 James St, Shafter, CA 93263, USA
+1 (661) 746-8080
www.westamerica.com
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1995-09-16

Mailing Address

Company Name

Contact Data

What people think about Westamerica Bank?

Below you read some of the testimonials of our customers.

Thank you for the exceptional service. Your employess helped me throughout the process. It’s great that you only need an ID to get cash.

Virgil Beatty

Simple application. I only needed an ID and a bank account. Immedaite processing. The first time I was approved for $400 only. Hope the available amount will increase next time. Interest rate is reasonable. Paid off the loan earlier than agreed. If you wish, the term can be also extended.

Litzy Hirthe

Important

Now you can review general characteristics of payday loans.

Payday Loans in Shafter, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

It is trouble-free and speedy to get accepted for payday loans in Shafter, California. The APR will be set individually for each case and will depend on the personal data the applicant entered.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to consumers with a poor credit history. Payday loan approvals depend very much on other aspects. They will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the real APR of your cash advance.

APR Calculator

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