Domain Info
Created Date
2000-11-17
Mailing Address
REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States
Company Name
REDACTED FOR PRIVACY
REDACTED FOR PRIVACY
Contact Data
REDACTED FOR PRIVACY
REDACTED FOR PRIVACY
Feedback about Mechanics Bank - Solvang Branch?
Here you read the feedback of our customers.
Yesterday I needed money, I decided to contact Mechanics Bank - Solvang Branch. They quickly approved the amount required, and besides, they offered good terms at a low interest rate.
Ms. Nelle Kautzer DVM
Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at reasonable rate, so far it has been paid back on time, it can be either extended or paid back ahead of schedule.
Antonina Collins PhD
Pay Attention
Above there are details about a exact lending company. Below every reader may get acquainted with the common features of payday loans.
Payday Loans in Solvang, California
Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.
Problem-free financial products are known as payday loans in Solvang, ca. They are taken out at individual interest rates. They are dependent on customer's data. It is also important to pay back as much payday loans as possible.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Mechanics Bank - Solvang Branch help take out a payday loan in Solvang, California?
- 24/7 service. Such online services allow you to credit funds at any time. Funds are taken out around the clock. The loan will be sent to a card, so a personal visit to the department is not necessary.
- No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive answer comes up 98%.
- Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
What data to fill out in the application? - General Info
To submit an application, every borrower should enter the following data:
Then you should submit an application to get a proposal from one of lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the reason of denial for a loan is a bad credit history. This factor is reviewed by lenders before issuing a loan. But banks almost 100% deny the application when lenders in Solvang, ca will assess other aspects like solvency and approve a payday loan. This is a way to enhance your credit history.
The following general points will be estimated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is intended to calculating the APR. This is a real cost of the loan.
APR Calculator
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