Welcome to Our Online Loan Referral Service

5 3 reviews

591 Alamo Pintado Rd, Solvang, CA 93463, USA
+1 (805) 963-7511
montecito.bank
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Montecito Bank & Trust?

Below you find some of the opinions of our clients.

Any time you walk in you can be sure to be meet with great smiles and service!

Marilie Tillman

Best experience ever!!!

Dr. Gregorio Hintz Jr.

Important

The above-given information provides the details about a precise company. The information below is about general information about payday loans.

Payday Loans in Solvang, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Online cash advance loans can be the right solution to your sudden financial difficulties in Solvang , California because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the company's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to individuals with a bad credit history. Payday loan approvals depend very much on specific circumstances. Lenders will pay attention to your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get approved for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Solvang, California

BBVA Bank

72625 CA-111, Palm Desert, CA 92260, USA

+1 (760) 341-3622

www.bbvausa.com

Tri Counties Bank ATM

2400 Sand Creek Rd, Brentwood, CA 94513, USA

+1 (800) 922-8742

www.tcbk.com

Principal Financial Group: Erik M. Bagley

1478 Stone Point Dr STE 390, Roseville, CA 95661, USA

+1 (916) 462-9019

www.embagley.com

Tri Counties Bank ATM

4715 Shasta Dam Blvd, Shasta Lake, CA 96019, USA

+1 (800) 922-8742

www.tcbk.com

OE Federal Credit Union

20308 Engineers Ln, Redding, CA 96002, USA

+1 (530) 222-5184

oefederal.org

Del Toro Loan Servicing

2300 Boswell Rd UNIT 215, Chula Vista, CA 91914, USA

+1 (619) 474-5400

Check Cash

252 S Imperial Ave, El Centro, CA 92243, USA

+1 (760) 353-6130

First Bank - Lobby by Appointment Only

3822 Cross Creek Rd Suite 3850, Malibu, CA 90265, USA

+1 (310) 456-5579

www.first.bank

ACE Cash Express

4341 Elkhorn Blvd, Sacramento, CA 95842, USA

+1 (916) 348-2990

www.acecashexpress.com

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