Welcome to Our Online Loan Referral Service


1311 Sanguinetti Rd # A # A, Sonora, CA 95370, USA
+1 (209) 536-1000
www.westamerica.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1995-09-16

Mailing Address

Company Name

Contact Data

Feedback about Westamerica Bank?

Here you grapple with the reviews of our clients.

It was necessary to improve the credi score, because there is practically no chance of getting a cash advance at a good interest rate. As a result, I addressed Westamerica Bank. The rating improved after several loans paid off.

Shakira Deckow

I addressed Westamerica Bank. Everything was done fast. Only pleasant impressions remained!

Ms. Albertha Schmidt

Pay Attention

Above there are details about a exact lending company. Below every reader may grapple with the essence of payday loans.

Payday Loans in Sonora, Kentucky

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Sonora, Kentucky are issued easily. The interest percentage is dependent on the customer's person-related information: if you cover obligations for more payday loans, the more favorable terms and rates lenders guarantee.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Westamerica Bank help take out a loan in Sonora, Kentucky?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are issued day and night. The deposit will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Sonora, ky will assess other aspects like solvency and approve a loan. This is a way to enhance your credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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