Welcome to Our Online Loan Referral Service

3.5 2 reviews

Stockton, CA 95202, USA

Feedback about Pacific Check Cashing?

Here you grapple with the feedback of our clients.

I took out a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Kamryn Will

I took out $300 for several days. When the loan was returned, they applied a huge commissions, I had to pay almost $400.

Madonna Stiedemann

I issued $300 for several days. When the funds were returned, they applied a gigantic fees, I had to pay almost $400.

Janae Moore

Not very happy with the hidden subscription to medical insurance in the amount of $19. But it turned out to be very easy to solve, by means of customer support.

Karli Berge

High interest rate. When paying off a payday loan, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another service.

Lynn Schulist

Pay Attention

Above-specified info offers the details about a certain lender. Below-shown info is devoted to general information about payday loans.

Payday Loans in Stockton, New York

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

It is simple and quick to issue loans in Stockton, New York. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most favorable terms and rates.

APR

25% small loan cap

How will Pacific Check Cashing help take out a loan in Stockton, New York?

  • Round the clock service. Every client may address the service round the clock. The borrowed funds will be credited to credit card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Stockton, New York. They estmate many other factors before issuing a payday loan. One of them is payment abilities. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Stockton, California

BAC Community Bank

14804-A CA-4, Discovery Bay, CA 94505, USA

+1 (925) 634-0112

www.bankbac.com

Moneytree

2185 E South St, Long Beach, CA 90805, USA

+1 (562) 423-3224

locations.moneytreeinc.com

Tri Counties Bank

211 W East Ave, Chico, CA 95926, USA

+1 (530) 879-5830

branch.tcbk.com

SchoolsFirst Federal Credit Union - Placerville

4278 Golden Center Dr #100, Placerville, CA 95667, USA

+1 (916) 569-5400

schools.org

ATM - Umpqua Bank

7843 CA-99 East, Los Molinos, CA 96055, USA

+1 (530) 384-0520

locations.umpquabank.com

Loan Logic Financial Services

3662 Katella Ave UNIT 117, Los Alamitos, CA 90720, USA

+1 (714) 608-0955

www.loanlogicfinancial.com

OneWest Bank ATM

315 Santa Monica Blvd, Los Angeles, CA 90029, USA

+1 (877) 741-9378

www.onewestbank.com

MVP Car Title Loans Salinas

326 Chaparral St, Salinas, CA 93906, USA

+1 (831) 200-8231

mvpautotitleloan.com

Paramount Loan Services

620 N Brand Blvd, Glendale, CA 91203, USA

+1 (818) 500-4009

paramountls.com

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