Welcome to Our Online Loan Referral Service

3.8 15 reviews

398 W El Camino Real #112, Sunnyvale, CA 94087, USA
+1 (800) 632-4600
providentcu.org
Friday
9:30AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9:30AM–6PM
Tuesday
9:30AM–6PM
Wednesday
9:30AM–6PM
Thursday
9:30AM–6PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Provident Credit Union (Sunnyvale Community Branch)?

Here you grapple with the reviews of our clients.

Small location - but they have everything you need.

Lazaro Kovacek Jr.

They have the best checking interest rate I've found in the last 5 years.

Boyd Casper PhD

Great Service, very fast and professional.

Bertram Ankunding

Pay Attention

Lenders are provided in the first three points. Below info specifies general information about payday loans.

Payday Loans in Sunnyvale, Texas

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.

Such financial products as payday loan in Sunnyvale, Texas is issued easily and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more payday loans you pay back off, the more favorable rates a client will recieve.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Provident Credit Union (Sunnyvale Community Branch) help take out a loan in Sunnyvale, Texas?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are issued around the clock. The transfer will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Sunnyvale, Texas. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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Bank of America (with Drive-thru ATM)

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Union Bank

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