Welcome to Our Online Loan Referral Service

5 reviews

199 Thousand Oaks Blvd, Thousand Oaks, CA 91360, USA
+1 (805) 379-5520
www.onewestbank.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2009-02-07

Mailing Address

NJ, United States

Company Name

CIT Group Inc.

CIT Group Inc.

Contact Data

Feedback about OneWest Bank?

Here you read the feedback of our clients.

I submit an application quite often. I am satisfied with the terms. There is online 24/7 service.

Dr. May Mann PhD

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at favorable interest rate, so far it has been paid off on time, it can be either extended or repaid ahead of schedule.

Colin Bergstrom

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at favorable interest rate, so far it has been returned on schedule, it can be either extended or paid off ahead of schedule.

Destany Turner IV

Pay Attention

Payday lenders are described in the first three points. Below info offers shared information about payday loans.

Payday Loans in Thousand Oaks, California

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Thousand Oaks, California is issued simply and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more favorable rates a borrower will recieve.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will OneWest Bank help issue a loan in Thousand Oaks, California?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor reviewed by financial institutions is known as bad credit history. But this hindrence is not reviewed as the only one by lenders to issue a cash advance. The lender process many aspects such as financial solvency to approve the application. Payday loans in Thousand Oaks, California may help improve your credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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ACE Cash Express

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Wells Fargo Bank

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ATM - Umpqua Bank

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CalPrivate Bank

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