Welcome to Our Online Loan Referral Service

3.3 11 reviews

1003 N Central Ave, Tracy, CA 95376, USA
+1 (209) 832-6450
www.valleyfirstcu.org
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–5PM
Friday
10AM–6PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Valley First Credit Union?

Here you get acquainted with the reviews of our clients.

The customer service is amazing g, very friendly staff know you by name.

Zula Bayer DVM

It’s a joke that these people expect your money but have failing services.

Mrs. Ernestina Effertz

Else they were looking for, I would not recommend this place to anyone:( 👎👎

Mrs. Lora Kulas IV

Pay Attention

Further there will be given the details about not a exact lender. The information below will tell about shared information about payday loans and its specific features.

Payday Loans in Tracy, Iowa

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is simple and fast to issue loans in Tracy, Iowa. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Valley First Credit Union help issue a payday loan in Tracy, Iowa?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be credited to credit card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Tracy, ia will estimate other aspects like solvency and approve a cash advance. This is a way to enhance your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

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ACE Cash Express

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U.S. Bank ATM - Quincy - Safeway

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Golden 1 Credit Union

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