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3 2 reviews

976 A Admiral Callaghan Ln, Vallejo, CA 94591, USA
+1 (707) 647-3000
locations.umpquabank.com
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM

Domain Info

Created Date

2000-07-31

Mailing Address

20085 NW TANASBOURNE DR, Hillsboro, OR, 97124-7104, United States

Company Name

Umpqua Bank

Umpqua Bank

Contact Data

[email protected]

+1.8778674357

Feedback about ATM - Umpqua Bank?

Here you see the reviews of our clients.

Friendly small bank experience.

Jewel Heaney

Please dont bank here unless ya want your money held hostage!!

Miss Brenna Wolff

Pay Attention

Further there will be shown the details about not a definite lender. The information below will explain general information about payday loans and its specific features.

Payday Loans in Vallejo, California

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

Such financial products as payday loan in Vallejo, California is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more payday loans you pay back off, the more reasonable rates a client will recieve.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will ATM - Umpqua Bank help take out a payday loan in Vallejo, California?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are issued around the clock. The loan will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in Vallejo, California. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to apply the calculator. It will determine the cost of the payday loan.

APR Calculator

Other Payday Lenders in Vallejo, California

Alta One Federal Credit Union

111 W Mountain View St, Lone Pine, CA 93545, USA

+1 (760) 876-4702

www.altaone.org

Oportun

730 Long Beach Blvd suite g, Long Beach, CA 90813, USA

+1 (562) 263-2002

oportun.com

Montana Capital Car Title Loans

15260 Anacapa Rd A12, Victorville, CA 92392, USA

+1 (760) 227-7108

montanacapital.com

U.S. Bank Branch

2111 Oro Dam Blvd E, Oroville, CA 95966, USA

+1 (530) 533-9000

locations.usbank.com

San Mateo Credit Union

40 Cabrillo Hwy N, Half Moon Bay, CA 94019, USA

+1 (650) 363-1725

smcu.org

Bay Federal Credit Union

255 Mt Hermon Rd C, Scotts Valley, CA 95066, USA

+1 (831) 479-6000

www.bayfed.com

Mechanics Bank - Goleta Branch

5956 Calle Real, Goleta, CA 93117, USA

+1 (805) 967-0451

www.mechanicsbank.com

Speedy Cash

5445 South St, Lakewood, CA 90713, USA

+1 (562) 920-1457

www.speedycash.com

60monthloans, Inc.

640 Menlo Ave Suite 10, Menlo Park, CA 94025, USA

+1 (650) 441-9300

www.60monthloans.com

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