Welcome to Our Online Loan Referral Service

3.7 14 reviews

600 W Main St, Visalia, CA 93291, USA
+1 (559) 636-3084
www.valleyoak.org
Thursday
9AM–5PM
Friday
10AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Valley Oak Credit Union?

Here you read the feedback of our customers.

I have banked here for years, love their staff.

Miss Mylene Effertz II

And I don’t feel like I should have to double check your work!

Mrs. Pearline Rippin

We live 250 miles away but continue our banking relationship with them.

Prince Bode

Pay Attention

Further there will be given the details about not a definite lender. The information below will explain common information about payday loans and its specific features.

Payday Loans in Visalia, California

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Visalia, California is taken out simply and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more cash advance you pay back off, the more favorable rates you will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Valley Oak Credit Union help take out a payday loan in Visalia, California?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be transfered to account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor taken into account by financial institutions is known as bad credit history. But this obstacle is not reviewed as the only one by lenders to take out a loan. The lender process many aspects such as financial abilities to approve the application. Payday loans in Visalia, California may help level up your credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

Other Payday Lenders in Visalia, California

United Business Bank

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+1 (213) 365-7100

www.unitedbusinessbank.com

Montana Capital Car Title Loans

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+1 (310) 956-4336

montanacapital.com

MVP Car Title Loans Riverside

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+1 (951) 458-6030

mvpautotitleloan.com

U.S. Bank Branch

1745 Eastlake Pkwy, Chula Vista, CA 91915, USA

+1 (619) 216-5100

locations.usbank.com

ACE Cash Express

1175 Avocado Ave #104, El Cajon, CA 92020, USA

+1 (619) 441-9172

www.acecashexpress.com

ATM (HSBC Bank)

227 W Valley Blvd #198b, San Gabriel, CA 91776, USA

www.us.hsbc.com

Mechanics Bank - Grover Beach Branch

899 W Grand Ave, Grover Beach, CA 93433, USA

+1 (805) 489-1336

www.mechanicsbank.com

Bank of the West

2101 Fulkerth Rd, Turlock, CA 95380, USA

+1 (209) 656-2362

www.bankofthewest.com

Money Mart

12001 Beach Blvd, Stanton, CA 90680, USA

+1 (714) 891-0367

www.moneymart.com

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