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5 reviews

1676 N California Blvd STE 120, Walnut Creek, CA 94596, USA
+1 (925) 287-4670
www.westamerica.com
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1995-09-16

Mailing Address

Company Name

Contact Data

What people think about Westamerica Bank?

Below you read some of the testimonials of our customers.

Many thanks to Westamerica Bank. I recently had some difficulties with repaying my bank loan and they approved me for a payday loan. Best lender! Managed to cover my problems and signed with relief.

Julien Tromp III

I had problems with paying my bank loan and was not sure I would get accepted for a loan with Westamerica Bank . But it would be soooo embarrassing to borrow from friends. Therefore, I took my chances and applied for $600 online. Fortunately I got accepted!!! They literally saved my life.

Constance Wintheiser

Important

The previous three items charactirize a specific financial institution. But below you can read common information about payday loans.

Payday Loans in Walnut Creek, Ohio

Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Online cash advance loans can be the right solution to your unexpected financial difficulties in Walnut Creek , Ohio because they are easily obtained and easily repaid. Your interest rate will depend on your state law or on the company's policy.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to consumers with a bad credit rating. Payday loan approvals depend very much on specific aspects. Payday companies will pay attention to your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get accepted for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

APR Calculator

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