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Loan agency in Windsor, California

9940 Starr Rd, Windsor, CA 95492, USA
+1 (707) 620-0118
stearns.com
Saturday
8AM–5PM
Sunday
8AM–5PM
Monday
7AM–10PM
Tuesday
7AM–10PM
Wednesday
7AM–10PM
Thursday
7AM–10PM
Friday
7AM–10PM

Domain Info

Created Date

1995-11-25

Mailing Address

California, United States

Company Name

Stearns Lending, LLC

Stearns Lending, LLC

Contact Data

What people think about Stearns Lending?

Below you get acquainted with some of the testimonials of our customers.

I got the loan very fast

Aidan Frami

This is by far the best loan experience I have ever had. Rise makes repayments affordable for any amount borrowed.

Miss Chelsie Hansen

You guys gave me a loan where others didnt. Thank you

Katarina Wehner Jr.

Pay Attention

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Windsor, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans in Windsor, New York is are easy to get. The interest rate is individual for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a bad credit history an increased chance to get approved for short-term loans. A payday loan may be the only financial product available for some people to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your opportunities and pay back your loan commitments as agreed in the contract.

To get accepted for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and learn the exact cost of the loan immediately.

APR Calculator

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