Feedback about Golden Pacific Bank?
Here you see the feedback of our clients.
I trusted Golden Pacific Bank when it was necessary to get a small loan. I filled in an application quickly. No issues.
Marcella Sauer
Only an ID is needed to apply. Was on a working trip and needed cash, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!
Daija Veum
I took the first loan, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.
Mr. Lavern Johns
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Above there are details about a certain lender. Below every user may get acquainted with the essence of payday loans.
Payday Loans in Yuba City, California
A short-term lending option is known as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts are from $100-$1,000.
Problem-free financial products are known as payday loans in Yuba City, ca. They are taken out at individual interest rates. They are dependent on customer's data. It is also important to pay off as much payday loans as possible.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Golden Pacific Bank help take out a payday loan in Yuba City, California?
- 24/7 service. Such online services allow you to receive funds at any time. Funds are issued day and night. The payday loan will be sent to a card, so a personal visit to the office is not required.
- No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
- High approval level. When it concerns to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.
What data to fill in in the application? - General Info
To submit an application, every borrower should enter the following data:
After filling out an application, submit it and get the decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the cause of denial for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Yuba City, ca will assess other aspects like payment abilities and approve a payday loan. This is a way to improve your credit rating.
The following general points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is intended to calculating the annual percentage rate. This is a real cost of the payday loan.
APR Calculator
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