Welcome to Our Online Loan Referral Service

3.9 31 reviews

512 N 9th St, Defuniak Springs, FL 32433, USA
+1 (850) 520-4677
www.pawnplusii.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
10AM–4PM
Sunday
Closed

Domain Info

Created Date

2013-02-02

Mailing Address

Florida, United States

Company Name

Contact Data

Feedback about Pawn Plus II?

Here you read the reviews of our clients.

Needing to pawn something in order to meet expenses (in my case medical copays) is never fun, but the folks at Pawn Plus II are always accommodating, never make me feel b

Garret Wehner

Friendly staff and a nice selection of merchandise.

Emelie Larson

Great atmosphere wonderful people and wouldn't go anywhere else..... 🌟🌟🌟

Prof. Buddy Bartoletti II

Friendly staff and a nice selection of merchandise.

Robin Christiansen

Great atmosphere wonderful people and wouldn't go anywhere else..... 🌟🌟🌟

Laurine Grimes PhD

Great place to find good deals on tools.

Miss Icie Aufderhar V

Extremely knowledgeable and helpful with the home buying process.

Miss Christiana Tromp

She also made sure we received the best interest rate available.

Miss Kelli Barrows

We had a very good experience with New American Funding.

Prof. Zander Gaylord

Great people no matter what u r banking needs

Juvenal Jacobs

Worst wait times and worst service I've experienced.

Octavia Schroeder

Despite what's going with Covid etc the tellers provide great service!

Ms. Halie Boehm V

Pay Attention

Payday lenders are provided in the first three points. Below info defines common information about payday loans.

Payday Loans in Defuniak Springs, Florida

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Defuniak Springs, Florida are issued easily. The interest percentage depends on the client's personal information: if you pay back more payday loans, the more favorable terms and rates lenders offer.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Pawn Plus II help issue a payday loan in Defuniak Springs, Florida?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are issued day and night. The payday loan will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Defuniak Springs, Florida. The company will assess many points to qualify such as financial capabilities. Cash advance will be a source to improve your bad credit score into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

APR Calculator

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