Welcome to Our Online Loan Referral Service

3.4 37 reviews

2803 SW 42nd St Suite 10, Gainesville, FL 32608, USA
+1 (352) 377-4141
www.flcu.org
Friday
(Good Friday)
9AM–8PM
Hours might differ
Saturday
9AM–5PM
Sunday
(Easter)
Closed
Monday
9AM–8PM
Tuesday
9AM–8PM
Wednesday
9AM–8PM
Thursday
9AM–8PM

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Feedback about Florida Credit Union?

Here you grapple with the reviews of our clients.

Very nice place nice people to have in your corner

Annamae Rice

The customer service over the phone is abrupt and generally unhelpful.

Adela Paucek

I just waited for 10 minutes in a chat window with no response.

Miss Bridget Mitchell DVM

Pay Attention

Above there are details about a certain lender. Below every user may grapple with the essence of payday loans.

Payday Loans in Gainesville, New York

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Gainesville, New York are taken out problem-free. The interest percentage is dependent on the customer's person-related data: if you cover obligations for more payday loans, the more efficient terms and rates lenders guarantee.

APR

25% small loan cap

How will Florida Credit Union help issue a payday loan in Gainesville, New York?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to process the form. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor reviewed by financial institutions is known as bad credit history. But this hindrence is not reviewed as the only one by lenders to take out a cash advance. The lending company process many aspects such as financial capabilities to approve the form. Cash advance in Gainesville, New York may help enhance your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should define its exact cost. This calculator will show the APR of the loan.

APR Calculator

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BBVA Bank

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Synovus Bank

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Ameris Bank

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Bank of America (with Drive-thru ATM)

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