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Pay Attention
Below you can review general information about payday loans and their common characteristics.
Payday Loans in Jacksonville, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Cash advance loans may turn out an easy and speedy solution to a short-term problem in Jacksonville, New York. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on several things.
APR
25% small loan cap
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to applicants with a bad credit score. Payday loan approvals depend very much on specific circumstances. Payday companies will check your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.
To get approved for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your loan.
APR Calculator
Other Payday Lenders in Jacksonville, Florida
Drummond Community Bank
7075 US-27, Fort White, FL 32038, USA
+1 (386) 497-1156
www.drummondbank.com
First Home Bank
700 Central Ave, St. Petersburg, FL 33701, USA
+1 (727) 440-6848
www.firsthomebank.com
Space Coast Credit Union
2783 Elkcam Blvd Suite 209, Deltona, FL 32738, USA
+1 (800) 447-7228
sccu.com
