MIDFLORIDA Credit Union Payday Loans Review

Organization owner?

611 E Interlake Blvd, Lake Placid, FL 33852, USA

+1 (866) 913-3733

What people think about MIDFLORIDA Credit Union?

Below you get acquainted with some of the opinions of our clients.

Unhappy customer! Was rejected for no reason. My credit was average.

Elmo Maggio

IMPORTANT! It’s a fake! They call me regularly from multiple phone numbers. Tired of blocking these numbers. Never give them your personal details!!

Kavon McLaughlin

I took out $700 for a period of 1 week. In the end, I had to pay twice as much with all the commissions charged.

Shayna Block

Important

Below you can read general information about payday loans and their common features.

Payday Loans in Lake Placid, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans in Lake Placid, New York is are simple to access. The APR is individual for each applicant and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get approved for a payday loan. Such loans are designed to help meet the needs of individuals with bad credit scores. There are companies who may be happy to offer you a payday loan even if you have a bad credit rating. You will need a stable income to apply for a bad credit payday loan.

To get approved for a cash advance, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the payday loan in a few minutes.