Polk Auto Finance Inc. Payday Loans Review

5 reviews

Loan agency in Lakeland, Florida

Organization owner?

1345 W Memorial Blvd, Lakeland, FL 33815, USA

What people think about Polk Auto Finance Inc.?

Below you get acquainted with some of the reviews of our clients.

Used Polk Auto Finance Inc. for the third time. The company is fair. They always keep you updated on your debt. No fraud. You can always extend your loan. They are always there when I need extra money.

Bud Kub

I recommend Polk Auto Finance Inc. to every person who need extra money. I’ve been using them for 5th time. Always fantastic service!

Dena Nicolas

I applied for the first loan in my life, was approved in 15 minutes despite the fact that I had bad credit. I repaid it on time. Love this company for their affordable rates. Other lenders in my city charge sky high interest!

Walter Spinka

They approve applicants immediately and transfer money the same day. But be careful – they charge high penalties for missed payments. You’d better be a responsible borrower! Do not repeat my mistake!

Ms. Lucienne Schaefer Sr.

Important

The above-given information provides the details about a certain company. The information below is about general information about payday loans.

Payday Loans in Lakeland, Georgia

Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to get in Lakeland, Georgia. The entire process is easy. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal data.

APR

10% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can often be an obstacle to getting a bank loan. A payday loan can rescue clients who have low credit scores or have no credit history. But we remind you that as with any debt you should only consider applying for a payday loan if you are assured that you can make payments in a timely manner.

To get accepted for a cash advance, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your payday loan. It only takes 10 seconds to become informative even before applying.