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3 6 reviews

4472 Lafayette St, Marianna, FL 32446, USA
+1 (850) 718-0081
www.firstcommercecu.org
Friday
(Good Friday)
8:30AM–5:30PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM

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Company Name

Contact Data

Feedback about First Commerce Credit Union?

Here you read the feedback of our clients.

Not the first time I use First Commerce Credit Union. The service is fair. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It assists a lot when cash is urgently needed.

Miss Aniya Koelpin V

Thanks to First Commerce Credit Union for assisting when money is urgently required. I have been applying to this company for over one year and everything is always honest, without hidden commissions.

Prof. Jedediah Donnelly

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at fair rate, so far it has been paid back on schedule, it can be either extended or paid off ahead of schedule.

Mrs. Natasha Stoltenberg

Pay Attention

Above there are details about a certain lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Marianna, Pennsylvania

Payday loans are a kind of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Payday loans in Marianna, Pennsylvania are issued problem-free. The interest percentage is dependent on the borrower's person-related information: if you repay more payday loans, the more favorable terms and rates lenders offer.

APR

6% APR small loan cap

How will First Commerce Credit Union help issue a payday loan in Marianna, Pennsylvania?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed money will be credited to bank account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Microfinance organizations in Marianna, pa review this circumstance not a hindrence to take out a loan. The recipient of a loan should be prepared to objectively estimate financial capabilities, take out a loan, pay off the debt on time and not only handle current difficulties, but improve the credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will show the cost of the loan. It takes seconds to see the outcome.

APR Calculator

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