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4.6 17 reviews
Loan agency in Merritt Island, Florida

76 E Merritt Island Causeway STE 103, Merritt Island, FL 32952, USA
+1 (321) 454-9990
www.advanceamerica.net
Saturday
9AM–7PM
Sunday
(Easter)
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
9AM–7PM
Friday
9AM–7PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you read the feedback of our clients.

She made the experience relaxing, not stressful and very clear in communicating.

Dr. Donald Mitchell

I always feel completely welcome and her customer service is top notch.

Mrs. Danika Yost IV

I received the most professional help today at this branch.

Afton Lind MD

Pay Attention

Above there are details about a certain lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Merritt Island, Florida

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Merritt Island, Florida is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more payday loans you pay back off, the more favorable rates a borrower will recieve.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Advance America help take out a payday loan in Merritt Island, Florida?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are issued day and night. The deposit will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Lenders do not consider this factor the only one to take out a loan in Merritt Island, Florida. The lending company will assess many points to qualify such as financial capabilities. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

APR Calculator

Other Payday Lenders in Merritt Island, Florida

ATM (Regions Bank)

800 W Main St, Inverness, FL 34450, USA

+1 (800) 734-4667

www.regions.com

Amscot - The Money Superstore

4100 E Bay Dr, Clearwater, FL 33764, USA

+1 (727) 533-0006

www.amscot.com

First Home Bank

5250 Park Blvd N, Pinellas Park, FL 33781, USA

+1 (727) 399-5617

www.firsthomebank.com

Harrison Finance

Tallahassee, FL 32301, USA

+1 (850) 792-8830

Future Home Loans

315 11th Ave N, Jacksonville Beach, FL 32250, USA

+1 (904) 494-6000

www.future.loans

ATM (Regions Bank)

15051 S Tamiami Trail, Fort Myers, FL 33908, USA

+1 (800) 734-4667

www.regions.com

ATM (Suntrust Bank)

2595 S Woodland Blvd, DeLand, FL 32720, USA

www.suntrust.com

Navy Federal Credit Union

1531 E 9 Mile Rd, Pensacola, FL 32514, USA

+1 (888) 842-6328

www.navyfederal.org

Cash America Pawn

2623 Broadway Ave, Riviera Beach, FL 33404, USA

+1 (561) 842-3300

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