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3.6 10 reviews

3506 St Johns Ave, Palatka, FL 32177, USA
+1 (386) 328-5555
www.firstcoastccu.com
Thursday
9AM–5:30PM
Friday
(Good Friday)
9AM–6PM
Hours might differ
Saturday
8:30AM–1PM
Sunday
(Easter)
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM

Domain Info

Created Date

2003-01-16

Mailing Address

Florida, United States

Company Name

First Coast Community Credit Union

First Coast Community Credit Union

Contact Data

Feedback about First Coast Community Credit Union?

Here you see the reviews of our customers.

Friendly staff, good interest rates

Reta Effertz Jr.

People are very nice to you and have your best interests

Mrs. Kathryn Borer I

We have explained the situation, but they refuse to work with us.

Rachelle Johnson

Pay Attention

Lending companies are shown in the first three points. Below info defines general information about payday loans.

Payday Loans in Palatka, Florida

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Hassle-free financial products are known as payday loans in Palatka, fl. They are taken out at individual interest rates. They depend on personal data. It is also significant to repay as much payday loans as possible.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will First Coast Community Credit Union help take out a payday loan in Palatka, Florida?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by banks before issuing a loan. But banks almost 100% refuse the request when lenders in Palatka, fl will estimate other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will show the cost of the loan. It takes seconds to see the result.

APR Calculator

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Advance America

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+1 (904) 781-7075

www.advanceamerica.net

Heritage Cash

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fastloans.club

Grow Financial Federal Credit Union: Spring Hill Store

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+1 (800) 839-6328

www.growfinancial.org

Synovus Bank

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+1 (888) 796-6887

www.synovus.com

Loans4lawsuits Division of Consumer Financial Services

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Gulf Winds Credit Union

11 Preston Cir, Crawfordville, FL 32327, USA

+1 (800) 650-6328

www.gogulfwinds.com

Advance America

5824 Jog Rd, Lake Worth, FL 33467, USA

+1 (561) 649-4520

www.advanceamerica.net

ATM (Hancock Bank)

2900 Jefferson St, Marianna, FL 32446, USA

www.suntrust.com

Wells Fargo Bank

542196 US, US-1, Callahan, FL 32011, USA

+1 (904) 879-3510

www.wellsfargo.com

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