Welcome to Our Online Loan Referral Service

4.3 11 reviews

100 FL-19, Palatka, FL 32177, USA
+1 (386) 325-3770
banks.amerisbank.com
Thursday
9AM–4PM
Friday
(Good Friday)
9AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

2005-10-06

Mailing Address

24 2ND AVE SE, MOULTRIE, GA, 31768-4758, United States

Company Name

Ameris Bancorp

Ameris Bancorp

Contact Data

[email protected]

+1.2296166121

What people think about Ameris Bank?

Below you find some of the reviews of our customers.

This is what small town banking is all about.

Joannie Will

The staff here are awesome

Craig Hilpert

People always cordial and very nice

Avery Farrell

Pay Attention

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Palatka, Florida

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

It is hassle-free and fast to get approved for payday loans in Palatka, Florida. The interest rate will be set individually for each consumer and will depend on the personal details the client filled in.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to consumers with a poor credit history. Payday loan approvals depend very much on other factors. They will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get accepted for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes 20 seconds to become informative even before applying.

APR Calculator

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