Welcome to Our Online Loan Referral Service

4.9 166 reviews
Loan agency in Palm Bay, Florida

4700 Babcock St NE Ste. 22, Palm Bay, FL 32905, USA
20 years in business
+1 (321) 722-2344
www.advanceamerica.net
Wednesday
10AM–6PM
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–7PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you get acquainted with the feedback of our customers.

Long time customer, always great customer service

Mrs. Everette Mueller

Super friendly helpful staff.

Prof. Thea Beer

I would never do business with a company like this or tell anyone else to.

Thea Schimmel

I was very pleased with the service and quality of staff!

Mr. Rhett Hagenes PhD

If you have a dog, there is great area near the parking lot to walk your dog.

Waylon Baumbach

Customer serv8ce at the Mc Donalds c9uld use some work, Always a wait!!!

Vicente Prohaska III

It is my paycheck after all, which I use for silly things like food and gas.

Ms. Catalina Keebler

We were told that they could not let the walkin wait, but we could?

Prof. Nash Price

Pay Attention

Lenders are provided in the first three points. Below info defines common information about payday loans.

Payday Loans in Palm Bay, Florida

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.

Hassle-free financial products are considered as payday loans in Palm Bay, fl. They are issued at individual interest rates. They depend on personal data. It is also significant to pay off as much payday loans as possible.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Advance America help issue a loan in Palm Bay, Florida?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The transfer will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor considered by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by microfinance organizations to take out a loan. The lender process many aspects such as financial capabilities to approve the application. Payday loans in Palm Bay, Florida may help improve your credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

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