Welcome to Our Online Loan Referral Service

4.1 22 reviews

1701 W Baker St, Plant City, FL 33563, USA
+1 (813) 621-6661
www.rifcu.org
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5PM

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Feedback about Railroad & Industrial Federal Credit Union?

Here you read the reviews of our customers.

Friendly service, people are polite and helpful staff.

Miss Florence Veum III

Very disappointing experience and environment.

Marilie Cruickshank

Staff are friendly and very helpful.

Roel Kuvalis

Mr.Tanner treated me like family and cares about his clients.

Lily O'Kon

The company made my first home purchase so easy.

Baby Kovacek Jr.

Call backs were always within a short time and he was so personable.

Prof. Alison Barton

Pay Attention

Above there are details about a certain lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Plant City, Florida

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

It is easy and fast to take out payday loans in Plant City, Florida. The rates are accured on an individual basis: if a client repays as much loans as possible, she will be provided one of the most reasonable terms and rates.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Railroad & Industrial Federal Credit Union help issue a loan in Plant City, Florida?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The deposit will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor reviewed by financial institutions is known as bad credit history. But this drawback is not reviewed as the only one by payday lenders to issue a cash advance. The lender process many aspects such as financial capabilities to approve the form. Payday loans in Plant City, Florida may help enhance your credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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