Western Finance Payday Loans Review

4 reviews

Loan agency in Quincy, Florida

Organization owner?

508 E Jefferson St, Quincy, FL 32351, USA

+1 (850) 627-5896

Thursday

9AM–6PM

Friday
(Good Friday)

9AM–6PM

Hours might differ

Saturday

9AM–1PM

Sunday
(Easter)

Closed

Monday

9AM–6PM

Tuesday

9AM–6PM

Wednesday

9AM–6PM

What people think about Western Finance?

Below you read some of the opinions of our clients.

Recently I urgently needed $900 to pay for a business trip. I filled out an application form via the website of Western Finance. I entered the basic personal data. No phone calls. The necessary loan was approved within a few minutes. The money was transferred to my bank account within 2 hours. Awesome service!

Dr. Ashton Mills

I contacted Western Finance for financial assistance. Everything was done very quickly. Had the money in my account the same day. Employees are very understading. Best experience!

Sydni Pacocha II

Western Finance seems reliable. Used it twice. The first loan approved was small – $300, but next time the limit was increased to $1000. Closed the loan on time. The employees were professional, they gave fast answers to all my questions. No complaints. But their rates are average.

Agustina Blanda Jr.

I recommend Western Finance to every person who need extra money. I’ve been using them for 5th time. Always fantastic service!

Destiny Leannon I

Pay Attention

The previous three items charactirize a peculiar lending service. But below you can read general details about payday loans.

Payday Loans in Quincy, Massachusetts

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Quincy, Massachusetts. The entire process is straightforward. They are appoved quickly and come with individual APR. It will be influenced by the borrower’s personal information.

APR

23% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can usually be an obstacle to getting a bank loan. A payday loan can help borrowers who have bad credit scores or have no credit history. But we recommend you that as with any loan you should only consider applying for a cash advance if you are confident that you can afford payments without delays.

To get accepted for a payday loan, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.