Welcome to Our Online Loan Referral Service

5 157 reviews
Loan agency in St. Johns County, Florida

125 State Rd 207 #1, St. Augustine, FL 32084, USA
+1 (904) 824-8424
www.lendingbear.com
Thursday
9AM–6PM
Friday
(Good Friday)
9AM–6PM
Hours might differ
Saturday
9AM–6PM
Sunday
(Easter)
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Domain Info

Created Date

2012-01-20

Mailing Address

12276 SAN JOSE BLVD #534, JACKSONVILLE, FLORIDA, 32223, United States

Company Name

BRIAN LYNN

LENDING BEAR

Contact Data

[email protected]

+1.9042602206

Feedback about Lending Bear?

Here you grapple with the feedback of our customers.

Very quick and professional service. The staff always makes it quick and easy. Most affordable payday loan place in Saint Augustine!!

Cathy Oberbrunner

I have been a payday customer for a while and now I’m a pawn customer as well! Great service and awesome prices !

Prof. Magdalena Gusikowski

We use the payday side and love to shop with the pawn shop! All the ladies are so sweet!

Mrs. Cathy Borer DDS

Very friendly staff. Rate is cheaper than other payday loans around. I recommend!

Dr. Jenifer Yundt IV

I have been a long time payday customer and now im a pawn customer as well! All the girls are amazing !

Osvaldo Dare

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes readers grapple with shared information about payday loans.

Payday Loans in Saint Augustine, Florida

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Saint Augustine, Florida is taken out simply and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more favorable rates a client will recieve.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Lending Bear help issue a loan in Saint Augustine, Florida?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are taken out around the clock. The payday loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is considered by lenders before issuing a loan. But banks almost 100% deny the application when lenders in Saint Augustine, fl will assess other aspects like payment abilities and approve a loan. This is a way to improve your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

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