Welcome to Our Online Loan Referral Service

4.6 14 reviews

4070 US-1, St. Augustine, FL 32086, USA
+1 (904) 794-1352
banks.amerisbank.com
Thursday
9AM–4PM
Friday
(Good Friday)
9AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

2005-10-06

Mailing Address

24 2ND AVE SE, MOULTRIE, GA, 31768-4758, United States

Company Name

Ameris Bancorp

Ameris Bancorp

Contact Data

[email protected]

+1.2296166121

Feedback about Ameris Bank?

Here you get acquainted with the feedback of our customers.

Theresa, the branch manager and other employees are the best.

Ayla Willms MD

We receive nothing but the best service!

Bethel Cole

It was a flawless and seamless experience.

Dovie Pacocha PhD

The heavyset hispanic guy was rude and they work so slow

Dr. Maia Goldner DDS

A day if I had money to get check I wouldn't be here get a cash advance.

Marc Kozey

Worst and slowest service ever!!!

Omari O'Keefe

Pay Attention

Above there are details about a exact lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Saint Augustine, Florida

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

Hassle-free financial products are known as payday loans in Saint Augustine, fl. They are issued at individual interest rates. They depend on personal data. It is also significant to pay off as much payday loans as possible.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Ameris Bank help issue a payday loan in Saint Augustine, Florida?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to consider the form. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is processed by financial institutions. Microfinance organizations in Saint Augustine, fl consider this circumstance not a drawback to take out a loan. The recipient of a payday loan should be prepared to objectively assess financial abilities, issue a loan, repay the debt on a due date and not only handle current issues, but enhance the credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the APR of the loan.

APR Calculator

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