Welcome to Our Online Loan Referral Service

4 2 reviews

22 S Links Ave Suite #100, Sarasota, FL 34236, USA
+1 (941) 929-9000
www.stearnsbank.com
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM

Domain Info

Created Date

2005-06-19

Mailing Address

4191 2ND ST S, SAINT CLOUD, MN, 56301-3761, United States

Company Name

Stearns Bank National Association

Stearns Bank National Association

Contact Data

[email protected]

+1.3202536607

+1.3202533051

Feedback about Stearns Bank NA - Sarasota?

Here you read the feedback of our customers.

Best service I've ever had.

Dr. Bethel Sporer III

Very happy customer.

Trevor Thiel Jr.

Couldn't be happier.

Dr. Shayna Davis IV

The people who work there are incredibly nice, and the prices are super low!

Prof. Keely Leannon II

Great selection of clothing and souvenirs.

Keely Anderson DVM

I spent alot of money in her store and did not deserve to be treated that way.

Miss Addie Schumm

Pay Attention

Payday lenders are provided in the first three points. Below info specifies general information about payday loans.

Payday Loans in Sarasota, Florida

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

Payday loans in Sarasota, Florida are taken out easily. The interest rate is conditional on the borrower's personal information: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Stearns Bank NA - Sarasota help issue a loan in Sarasota, Florida?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are issued day and night. The transfer will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Sarasota, Florida. The lending company will assess many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will specify the cost of the loan. It takes seconds to see the result.

APR Calculator

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