Welcome to Our Online Loan Referral Service

4.3 88 reviews

1401 S Military Trail, West Palm Beach, FL 33415, USA
+1 (561) 642-9033
stores.valuepawnandjewelry.com
Monday
9AM–7PM
Tuesday
9AM–7PM
Wednesday
9AM–7PM
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–6PM
Sunday
12–5PM

Domain Info

Created Date

2006-07-07

Mailing Address

1901 CAPITAL PKWY, AUSTIN, TX, 78746-7613, United States

Company Name

Value Financial Services

Value Financial Services

Contact Data

[email protected]

+1.5123143400

Feedback about Value Pawn & Jewelry?

Here you read the reviews of our clients.

This place and staff are great...great loans...$$$.

Mr. Hubert Cummerata

Omy is the best I went to take out a loan and a layaway and she help me out with what I need recommended to see omy great customer service!!

Lavinia Haley

Colby is great to work with good deals , great service and great prices !

Lucious Conn

Pay Attention

Above-defined info provides the details about a certain lending company. Below-specified info is devoted to general information about payday loans.

Payday Loans in West Palm Beach, Florida

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in West Palm Beach, Florida are taken out easily. The interest rate is dependent on the client's personal information: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Value Pawn & Jewelry help take out a payday loan in West Palm Beach, Florida?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are taken out around the clock. The loan will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in West Palm Beach, fl will estimate other aspects like solvency and approve a cash advance. This is a way to enhance your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to utilize the calculator. It will define the cost of the loan.

APR Calculator

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