Welcome to Our Online Loan Referral Service

5 696 reviews
Loan agency in Columbus, Georgia

214 E 10th St B, Columbus, GA 31901, USA
7 years in business
+1 (706) 324-5674
georgia-smith-finance-co.business.site
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM

Domain Info

Created Date

2017-04-17

Mailing Address

CA, United States

Company Name

Google LLC

Google LLC

Contact Data

What people think about Georgia Smith Finance Co.?

Below you get acquainted with some of the opinions of our clients.

Mrs Carolyn is the best and she will work with you.This is not a payday loan so pay it back in monthly installments and interest is very reasonable.The whole process is v

Bernadine Schmitt DDS

Excellent service from company and staff Aretha Jones very helpful and friendly

Emmanuelle Abshire

Great customer service and you're treated like family.

Dawson Lehner Sr.

Excellent service from company and staff Aretha Jones very helpful and friendly

Darien Quigley

Great customer service and you're treated like family.

Alexane Harber

Great people great place come see Antonio conley.

Dr. Olen Durgan

Pay Attention

The previous three items describe a specific lender. But below you can read common data about payday loans.

Payday Loans in Columbus, New Jersey

A payday loan is a short-term loan that can help you cover immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is simple and speedy to get accepted for payday loans in Columbus, New Jersey. The APR will be set individually for each person and will depend on the personal data the client provided.

APR

30% usury cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to individuals with a bad credit score. Payday loan approvals depend very much on specific aspects. Lenders will pay attention to your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a cash advance, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the real cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Columbus, Georgia

TitleMax Title Pawns

811 N Ashley St Suite A, Valdosta, GA 31601, USA

+1 (229) 219-8604

www.titlemax.com

Synovus Bank

1522 Baytree Rd, Valdosta, GA 31602, USA

+1 (888) 796-6887

www.synovus.com

Pioneer Credit Company

443 Gillum Dr #2, Dalton, GA 30721, USA

+1 (706) 529-4565

www.pioneercredit.net

World Finance

171 W Belmont Dr Ste 4 & 5, Calhoun, GA 30701, USA

+1 (706) 602-6969

www.loansbyworld.com

Ameris Bank

3140 Inner Perimeter Rd, Valdosta, GA 31602, USA

+1 (229) 241-2851

banks.amerisbank.com

1st Franklin Financial

1351 Bowens Mill Rd SE Suite B, Douglas, GA 31533, USA

+1 (912) 384-3902

locations.1ffc.com

TitleBucks Title Pawns

5195 Old National Hwy, College Park, GA 30349, USA

+1 (404) 761-3473

www.titlebucks.com

SouthState Bank

100 Moonlight Ln, Pooler, GA 31322, USA

+1 (800) 277-2175

www.southstatebank.com

TitleMax Title Loans

811 N Ashley St Suite A, Valdosta, GA 31601, USA

+1 (229) 219-8604

www.titlemax.com

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