ALC - Access Loan Company Payday Loans Review

4.5 8 reviews

Organization owner?

3604 Macon Rd, Columbus, GA 31907, USA

+1 (706) 565-8825

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

What people think about ALC - Access Loan Company?

Below you get acquainted with some of the opinions of our clients.

Need extra cash,this is the place to be..fast and friendly staff

Micah Walker

I absolutely LOVE Krista ‼️

Tomas Nienow II

Started out as a good company but fell on hard times.

Mr. Cedrick Gibson

Important

Above there is information about a definite company. Below you can read common characteristics of payday loans.

Payday Loans in Columbus, New Jersey

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

It is trouble-free and fast to get accepted for payday loans in Columbus, New Jersey. The interest rate will be set individually for each consumer and will depend on the personal details the consumer filled in.

APR

30% usury cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a poor credit history. Payday loan approvals depend very much on specific aspects. Payday companies will look at your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get accepted for a cash advance, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the real cost of your payday loan. It only takes a few seconds to become informative even before applying.