Competitive Cash Payday Loans Review

Organization owner?

1910 Dean Ave, Rome, GA 30161, USA

What people think about Competitive Cash?

Below you get acquainted with some of the testimonials of our clients.

Applied for a loan second time. Got denied! No idea WHY! No clarification. Suspicious company.

Carlie Parisian

I took loans from Competitive Cash many times. Previously it was ok. Last time they said I was eligible. Promised the money would be in my account within 5 hours. It’s been 2 days – no funds. They do not answer phone calls. Why???

Gabriel Hermann

Important

Above there is information about a precise company. Below you can read common characteristics of payday loans.

Payday Loans in Rome, New York

A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is easy and fast to get accepted for payday loans in Rome, New York. The interest rate will be set individually for each applicant and will depend on the personal details the client filled in.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can typically be an obstacle to obtaining a bank loan. A payday loan can help consumers who have bad credit scores or have no credit score. But we recommend you that as with any borrowing you should only dare applying for a cash advance if you are confident that you can afford payments without delays.

To get accepted for a payday loan, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the definite cost of your loan. It only takes 30 seconds to become informative even before applying.