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What people think about Mountain Gem Credit Union Loan Center?
Below you see some of the testimonials of our customers.
Amazing customer service with personalized care for every customer.
Lindsey Wolf
Mountain gem loan center has a great atmosphere as soon as you walk in.
Nelle Schultz
Great place to borrower money!!
Selina Johns
Important
Below you can read general information about payday loans and their common features.
Payday Loans in Nampa, Idaho
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
It is hassle-free and fast to get approved for payday loans in Nampa, Idaho. The interest rate will be set specifically for each applicant and will depend on the personal information the consumer filled in.
APR
652%*
Max Loan
$1,000 (or 25% of gross monthly income)
Min Term
Not Specified
Max Term
Not Specified
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a bad credit score. Payday loan approvals depend very much on specific factors. They will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.
To get accepted for a loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a cash advance loan, you can use an online calculator. It will show the precise APR of your loan.
APR Calculator
Other Payday Lenders in Nampa, Idaho
Idaho Central Credit Union
169 Houston Cir, Idaho Falls, ID 83402, USA
+1 (208) 478-3300
www.iccu.com
Northwest Farm Credit Services
370 N Meridian St Ste A, Blackfoot, ID 83221, USA
+1 (208) 782-3800
www.northwestfcs.com
Idaho First Bank
291 Washington Ave, Ketchum, ID 83340, USA
+1 (208) 471-5420
www.idahofirstbank.com
First Interstate Bank
840 E Avalon St, Kuna, ID 83634, USA
+1 (208) 922-3834
locations.firstinterstatebank.com
OneMain Financial
1239 Pole Line Rd E Ste 313-C, Twin Falls, ID 83301, USA
+1 (208) 732-5571
www.onemainfinancial.com
Post Falls Title Loans
506 E Seltice Way #B, Post Falls, ID 83854, USA
+1 (208) 773-1110
www.postfallstitleloans.com
