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Feedback about Horizon Credit Union?
Here you get acquainted with the feedback of our clients.
I have a problem with paying a loan at another bank. It is inconvenient to borrow from relativies. Therefore, I decided to address Horizon Credit Union. They really helped.
Camille Kuphal
Money was urgently needed. I submitted an online application in Horizon Credit Union. I sent all the necessary photos of documents, talked to the managers by phone. The requested payday loan was approved. Within an hour, the money was credited to my card.
Carson Auer
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The first three points describe the certain lending company. In other turn, below-specified info makes people grapple with shared information about payday loans.
Payday Loans in Ponderay, Idaho
Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.
It is easy and fast to take out payday loans in Ponderay, Idaho. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be offered one of the most efficinet terms and rates.
APR
652%*
Max Loan
$1,000 (or 25% of gross monthly income)
Min Term
Not Specified
Max Term
Not Specified
How will Horizon Credit Union help issue a loan in Ponderay, Idaho?
- 24/7 service. Such online services allow you to credit funds at any time. Funds are taken out around the clock. The loan will be sent to a account, so a personal visit to the store is not necessary.
- No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
What data to fill out in the application? - General Info
To leave an application, every client should fill in the following data:
After filling in an application, submit it and get the offer.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the reason of refusal for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% deny the application when lenders in Ponderay, id will estimate other aspects like payment abilities and approve a loan. This is a way to improve your credit rating.
The following common points will be estimated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the outcome.
APR Calculator
Other Payday Lenders in Ponderay, Idaho
Idaho Central Credit Union MVHS Branch
2000 S Millennium Way, Meridian, ID 83642, USA
+1 (208) 846-7000
www.iccu.com
LendNation
119 E Appleway Ave Ste B, Coeur d'Alene, ID 83814, USA
+1 (208) 664-0319
www.lendnation.com
Lendmark Financial Services LLC
503 W Appleway Ave G, Coeur d'Alene, ID 83814, USA
+1 (208) 664-1407
www.lendmarkfinancial.com
Beehive Federal Credit Union
1650 E Sunnyside Rd, Idaho Falls, ID 83404, USA
+1 (208) 656-1000
www.beehive.org
Idaho Central Credit Union
169 Houston Cir, Idaho Falls, ID 83402, USA
+1 (208) 478-3300
www.iccu.com
U.S. Bank Branch
111 W Hagerman Ave W, Hagerman, ID 83332, USA
+1 (208) 837-6464
locations.usbank.com
