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Feedback about Horizon Credit Union?
Here you read the feedback of our clients.
The staff is super helpful & friendly
Jeffry Jacobs
In my option there customer service is the worst in the country!
Mia Pacocha DDS
Local credit union with long term helpful employees that actually care.
Ms. Betty Hintz
Pay Attention
Payday lenders are described in the first three points. Below info defines shared information about payday loans.
Payday Loans in Post Falls, Idaho
A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.
This financial product in Post Falls, Idaho is issued easily and fast. The interest rate is set considering the category of the client: the more loans are successfully paid back, the more attractive terms will be ensured to you.
APR
652%*
Max Loan
$1,000 (or 25% of gross monthly income)
Min Term
Not Specified
Max Term
Not Specified
How will Horizon Credit Union help take out a loan in Post Falls, Idaho?
- Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online form with customer data. It will take several minutes to consider the application. The funds are credited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill in in the application? - General Info
To submit an application, every customer should fill out the following data:
Then a borrower should submit an application to get a proposal from one of payday lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of causes to reject the loan. Lenders do not consider this factor the only one to take out a loan in Post Falls, Idaho. They assess many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to improve your credit history.
The following common points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is intended to calculating the annual percentage rate. This is a definite cost of the payday loan.
APR Calculator
Other Payday Lenders in Post Falls, Idaho
Mountain America Credit Union
292 Village Cir, Garden Valley, ID 83622, USA
+1 (208) 462-4222
www.macu.com
