Welcome to Our Online Loan Referral Service

5 2 reviews

111 E 4th St, Alton, IL 62002, USA
+1 (618) 619-1200
www.firstmid.com
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5:30PM
Saturday
Closed

Domain Info

Created Date

1996-06-29

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

What people think about First Mid Bank & Trust Alton?

Below you find some of the testimonials of our clients.

APR too high. People usually borrow money because they’re having a desperate time. These loans put you further into debt. Maybe they should lower their rates a little…

Prof. Benton Abernathy II

Said I was accepted for a payday loan. Have been waiting 4 days, still no money I my account. I think it’s fraud.

Emmett Smitham

Crazy interest rate. Had to pay really A LOT. Read the contract carefully before accepting the terms and rates. Had too many problems. Customer support was bad too. The lady on the phone was very rude. Not satisfied. Better search for another website.

Alayna Goldner

Sky-high interest rate. Had to repay really A LOT. Read the contract carefully before accepting the terms and rates. Had too many problems. Customer support was unsatisfactory too. The lady on the phone was very racist. Not satisfied. Better consider another website.

Prof. Zoe Harber Sr.

I took loans from First Mid Bank & Trust Alton many times. Previously it was ok. Last time they said I was eligible. Promised the money would be in my account within 2 hours. It’s been three days – no money. They do not answer phone calls. Why???

Dr. Maymie Nienow

Seems a fake website. They ask for too many sensitive details. I think it’s risky to distribute such details [online|on the Internet. You’d better find another service.

Dale Schumm

Important

Above there is information about a definite company. Below you can read common characteristics of payday loans.

Payday Loans in Alton, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Cash advance loans may become an easy and fast solution to a short-term problem in Alton, New York. Loans from payday lenders can get you money within a few hours. Your APR will depend on a few things.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to people with a poor credit rating. Payday loan approvals depend very much on specific factors. Lenders will pay attention to your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.

APR Calculator

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