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What people think about J&P Check Cashing?
Below you see some of the opinions of our customers.
Interest too high. People usually take loans because they’re having a desperate time. These loans put you further into debt. Maybe they should lower their APR a little…
Jeremie Larkin
I took out payday loan from J&P Check Cashing twice. Repaid all my loans successfully. Yesterday wanted to borrow more, but they approved me for only $100 ???
Miss Karli Wiza DDS
Unhappy client! Was declined for no reason. My credit was average.
Kelton Lowe
Important
Below you can see general information about payday loans and their common characteristics.
Payday Loans in Aurora, New York
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans are the easiest loans to be eligible in Aurora, New York. The entire process is fast. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.
APR
25% small loan cap
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to people with a poor credit rating. Payday loan approvals depend very much on other aspects. Lenders will pay attention to your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the loan immediately.
APR Calculator
Other Payday Lenders in Aurora, Illinois
DuTrac Community Credit Union
3153 Avenue of the Cities, Moline, IL 61265, USA
+1 (309) 797-3170
www.dutrac.org
