Welcome to Our Online Loan Referral Service

3.5 23 reviews

1217 W Main St, Carbondale, IL 62901, USA
+1 (618) 457-3595
www.siucu.org
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

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Feedback about SIU Credit Union?

Here you read the reviews of our customers.

I suggest a different location or loan office if you enjoy easy payment methods.

Troy Sauer

We are talking about peoples money... money that people need ACCESS to!

Lavada Breitenberg DDS

Extremely rude customer service.

Hipolito Hartmann

Pay Attention

The first three points show the certain lender. In other turn, below-specified info makes readers grapple with general information about payday loans.

Payday Loans in Carbondale, Pennsylvania

A short-term lending option is known as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.

Such financial products as payday loan in Carbondale, Pennsylvania is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more payday loans you pay back off, the more favorable rates a borrower will recieve.

APR

6% APR small loan cap

How will SIU Credit Union help issue a loan in Carbondale, Pennsylvania?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be deposited to bank account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor processed by financial institutions is called as bad credit history. But this drawback is not taken as the only one by payday lenders to take out a loan. The lending company review many aspects such as financial abilities to approve the form. Payday loans in Carbondale, Pennsylvania may help enhance your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a definite cost of the payday loan.

APR Calculator

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