Welcome to Our Online Loan Referral Service

4.2 5 reviews

108 E Plaza Dr, Carterville, IL 62918, USA
+1 (618) 985-3738
www.banterra.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

2001-07-13

Mailing Address

Iowa, United States

Company Name

VGM Forbin

VGM Forbin

Contact Data

Feedback about Banterra Bank?

Here you get acquainted with the reviews of our customers.

Very friendly staff with excellent customer service.

Stephan Schmitt

Friendly, professional people who are glad to help.

Dr. Zane Kerluke

Pay Attention

Above-shown info offers the details about a definite lender. Below-shown info is oriented on general information about payday loans.

Payday Loans in Carterville, Illinois

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

This financial product in Carterville, Illinois is issued easily and fast. The interest rate is specified depending on the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Banterra Bank help take out a payday loan in Carterville, Illinois?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to review the form. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to take out a loan in Carterville, Illinois. They estmate many other factors before issuing a cash advance. One of them is payment abilities. This is a way to improve your credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should determine its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Carterville, Illinois

BMO Harris Bank

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+1 (630) 377-4148

branches.bmoharris.com

Byron Bank

11159 IL-76, Poplar Grove, IL 61065, USA

+1 (815) 323-1452

byronbank.com

Tremont Community Bank

101 S Chestnut St, Tremont, IL 61568, USA

+1 (309) 925-2511

hometownbanks.com

Check Into Cash

3224 Nameoki Rd, Granite City, IL 62040, USA

+1 (309) 836-5054

local.checkintocash.com

Central Illinois Loans Inc

114 W Market St # 1, Havana, IL 62644, USA

+1 (309) 543-2450

centralillinoisloans.com

Montana Capital Car Title Loans

2637 S Lowell Ave, Springfield, IL 62704, USA

+1 (217) 290-9596

montanacapital.com

First Bank

4040 Green Mt Crossing Dr, Shiloh, IL 62269, USA

+1 (618) 624-7162

www.first.bank

Raritan State Bank

106 E Main St, Raritan, IL 61471, USA

+1 (309) 746-6200

www.raritanstatebank.com

Edward Jones - Financial Advisor

40 Adloff Ln #7, Springfield, IL 62703, USA

+1 (217) 529-1645

www.edwardjones.com

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