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Feedback about Land of Lincoln Credit Union?
Here you get acquainted with the feedback of our customers.
Thanks to the specialists for the reputable service. They helped out in difficult times. For application you only need an ID.
Astrid Lesch
I trusted Land of Lincoln Credit Union when it was necessary to get a small loan. I submitted an application quickly. No issues.
Daniella Bernier
Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been paid off on schedule, it can be either extended or paid back ahead of schedule.
Prof. Lavonne Kohler
Good service with a favorable percentage. Money transferred immediately, I always use Land of Lincoln Credit Union.
Dr. Alysa O'Conner III
Thanks to Land of Lincoln Credit Union for assisting when money is emergenctly required. I have been applying to this service for more than one year and everything is always honest, without hidden charges.
Camille Kuphal
Pay Attention
Above-shown info provides the details about a certain lending company. Below-defined info is devoted to general information about payday loans.
Payday Loans in Centralia, Illinois
The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.
Payday loans in Centralia, Illinois are taken out hassle-free. The interest rate is conditional on the client's personal data: if you pay off more payday loans, the more efficient terms and rates lenders offer.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
How will Land of Lincoln Credit Union help issue a loan in Centralia, Illinois?
- Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online application with personal data. It will take some minutes to review the application. The funds are transferred in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill out in the application? - General Info
To leave an application, every borrower should fill out the following data:
Then a client should submit an application to get an offer from one of payday lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the reason of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in Centralia, il will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit rating.
The following general points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a loan, you should define its real cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Centralia, Illinois
Providence Bank & Trust
7801 S State St, Chicago, IL 60619, USA
+1 (888) 923-5664
www.providence.bank
U of I Community Credit Union
2201 S 1st St, Champaign, IL 61820, USA
+1 (217) 278-7700
www.uoficreditunion.org
Edward Jones - Financial Advisor: Ashley M Archibee-Hadley, AAMS®
128 East Side Square, Carlinville, IL 62626, USA
+1 (217) 854-4405
www.edwardjones.com
