TitleMax Title Loans Payday Loans Review

4.9 152 reviews

Loan agency in Champaign, Illinois

Organization owner?

1308 N Prospect Ave, Champaign, IL 61820, USA

+1 (217) 402-9862

www.titlemax.com

Wednesday

9AM–6PM

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

Closed

Sunday

Closed

Monday

9AM–6PM

Tuesday

9AM–6PM

Domain Info

Created Date

1996-06-20

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about TitleMax Title Loans?

Here you read the feedback of our clients.

I have received excellent service each time i have had the need for cash.

Prof. Orpha Cassin DDS

There is a nice title place right across the street called First Choice Loans.

Josue Jenkins V

I would definitely recommend this staff and location to other.

Timmy Daniel IV

Oh yeah and ANY place besides down town and campus has "free" parking.

Presley Bernhard Jr.

Smells awful, either like cigarettes or cat pee, $20 fee to cash the check

Prof. Norris Rolfson MD

These people seriously need to learn how to treat potential customers.

Rossie Huel

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes people grapple with common information about payday loans.

Payday Loans in Champaign, Illinois

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

Payday loans in Champaign, Illinois are taken out hassle-free. The interest rate is dependent on the customer's person-related information: if you repay more payday loans, the more favorable terms and rates lenders guarantee.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will TitleMax Title Loans help take out a loan in Champaign, Illinois?

24/7 service. Such online services allow you to get funds at any time. Money are issued around the clock. The loan will be sent to a account, so a personal visit to the store is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Microfinance organizations in Champaign, il review this circumstance not an obstacle to take out a loan. The borrower of a payday loan should be prepared to objectively estimate financial solvency, take out a loan, repay the debt on time and not only handle current issues, but improve the credit score.

The following general points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the loan, you are welcome to use the calculator. It will specify the cost of the cash advance.

APR Calculator

Other Payday Lenders in Champaign, Illinois

U.S. Bank ATM - Cobden

120 S Front St, Cobden, IL 62920, USA

+1 (800) 872-2657

usbank.com