Welcome to Our Online Loan Referral Service

5 2 reviews

2911 Crossing Ct, Champaign, IL 61822, USA
+1 (217) 866-0356
www.firstmid.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

1996-06-29

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about First Mid Bank & Trust Champaign Crossing?

Here you get acquainted with the feedback of our clients.

Thanks to First Mid Bank & Trust Champaign Crossing for assisting when money is emergenctly required. I have been applying to this service for amost one year and everything is always honest, without hidden fees.

Zackery Kshlerin

Good service with a reasonable rate. Money deposited immediately, I always use First Mid Bank & Trust Champaign Crossing.

Gayle Zboncak

I suffered one situation. I urgently needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. First Mid Bank & Trust Champaign Crossing in Champaign seemed to me the most efficient.

Freddie Okuneva

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been paid back on schedule, it can be either extended or paid back ahead of schedule.

Kenna Bruen

Pay Attention

Lending companies are provided in the first three points. Below info shows common information about payday loans.

Payday Loans in Champaign, Illinois

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

Hassle-free financial products are considered as payday loans in Champaign, il. They are taken out at individual interest rates. They are dependent on customer's data. It is also important to repay as much payday loans as possible.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will First Mid Bank & Trust Champaign Crossing help issue a loan in Champaign, Illinois?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed money will be deposited to account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is considered by lenders before taking out a loan. But banks almost 100% deny the application when lenders in Champaign, il will assess other aspects like solvency and approve a cash advance. This is a way to improve your credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a exact cost of the loan.

APR Calculator

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