Edward Jones - Financial Advisor: Walt Ruesch, AAMS® Payday Loans Review

Organization owner?

3011 Village Office Pl, Champaign, IL 61822, USA

+1 (217) 356-3476

www.edwardjones.com

Saturday

Closed

Sunday

Closed

Monday

8:30AM–5PM

Tuesday

8:30AM–5PM

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Friday

8:30AM–5PM

Domain Info

Created Date

1995-10-03

Mailing Address

201 Progress Parkway, Maryland Heights, MO, 63043, United States

Company Name

NO DATA

EDWARD D. JONES & CO. L.P.

Contact Data

[email protected]

+1.3145152000

+0.0000000000

Feedback about Edward Jones - Financial Advisor: Walt Ruesch, AAMS®?

Here you see the reviews of our clients.

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been returned on time, it can be either extended or repaid ahead of schedule.

Nikki Kuphal

I have a problem with paying back a loan at another service. It is inconvenient to borrow from friends. Therefore, I decided to contact Edward Jones - Financial Advisor: Walt Ruesch, AAMS®. They really helped out.

Mr. Eduardo Dickens Jr.

Thanks to the specialists for the reputable service. They helped out in difficult times. For application you only need an ID.

Heber Pagac III

It so happened that it had to go to another town, but the salary had not yet arrived. A friend recommended me to address Edward Jones - Financial Advisor: Walt Ruesch, AAMS®. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Dr. Walter Ortiz PhD

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes people get acquainted general information about payday loans.

Payday Loans in Champaign, Illinois

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Champaign, Illinois are issued easily. The interest percentage is dependent on the customer's personal data: if you pay back more payday loans, the more efficient terms and rates lenders offer.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Edward Jones - Financial Advisor: Walt Ruesch, AAMS® help take out a payday loan in Champaign, Illinois?

24/7 operation. Such Internet services allow you to get funds at any time. Money are taken out day and night. The loan will be sent to a credit card, so a personal visit to the store is not necessary.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Lenders in Champaign, il consider this circumstance not an obstacle to issue a loan. The client of a loan should be ready to objectively estimate financial solvency, take out a loan, pay off the debt on time and not only resolve current issues, but enhance the credit rating.

The following general points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to use the calculator. It will define the cost of the loan.

APR Calculator

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