Domain Info
Created Date
2004-06-11
Mailing Address
Company Name
Contact Data
What people think about America's Financial Choice?
Below you get acquainted with some of the opinions of our customers.
By far the best place to get a loan from in Champaign-Urbana !
Lindsey Thompson
They are very unprofessional.
Shyanne Williamson
This place is family!
Cole Haley
I came here and there was absolutely no problem getting the money I needed.
Jaylon Dicki
Pay Attention
Now you can see general characteristics of payday loans.
Payday Loans in Champaign, Illinois
A payday loan is a short-term loan that can help you cover emergency cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
It is effortless and fast to get approved for payday loans in Champaign, Illinois. The APR will be set specifically for each client and will depend on the personal details the person entered.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to individuals with a poor credit score. Payday loan approvals depend very much on other aspects. Payday companies will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.
To get approved for a cash advance, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the cash advance loan even before applying.
APR Calculator
Other Payday Lenders in Champaign, Illinois
First National Bank and Trust
500 N Elida St, Winnebago, IL 61088, USA
+1 (815) 335-2366
www.bankatfirstnational.com
Union Savings Bank
715 W South St, Freeport, IL 61032, USA
+1 (815) 235-7300
www.unionsavingsbank.com
Security Finance
1800 Knoxville Ave Spc 6, Peoria, IL 61603, USA
+1 (309) 681-0431
www.securityfinance.com
America's Financial Choice
570 Roosevelt Rd, Chicago, IL 60607, USA
+1 (312) 461-9999
www.afchoice.com
First American Bank ATM
6350 W Montrose Ave, Chicago, IL 60634, USA
+1 (847) 586-2101
www.firstambank.com
Midland States Bank
202 Indian Springs Dr, Sandwich, IL 60548, USA
+1 (815) 786-8455
www.midlandsb.com
