Welcome to Our Online Loan Referral Service

5 2 reviews

1820 18th St, Charleston, IL 61920, USA
+1 (217) 348-8228
www.psbank.net
Friday
8:30AM–4:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Thursday
8:30AM–4:30PM

Domain Info

Created Date

1999-09-21

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about Prairie State Bank & Trust?

Here you grapple with the reviews of our clients.

Prairie State Bank & Trust applied for a payday loan secured by a car for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Abigale Becker IV

It was necessary to enhance the credi score, because there is practically no chance of getting a loan at a reasonable interest rate. As a result, I contacted Prairie State Bank & Trust. The score improved after several loans paid back.

Vern Dicki

Not the first time I use Prairie State Bank & Trust. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It helps out a lot when cash is urgently needed.

Arvilla Jacobi V

Pay Attention

Lending companies are provided in the first three points. Below info specifies common information about payday loans.

Payday Loans in Charleston, Maine

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Charleston, Maine are taken out problem-free. The interest percentage is conditional on the borrower's person-related data: if you cover obligations for more payday loans, the more favorable terms and rates lenders offer.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will Prairie State Bank & Trust help issue a loan in Charleston, Maine?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued around the clock. The payday loan will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Charleston, me will estimate other aspects like financial capabilities and approve a loan. This is a way to improve your credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

Other Payday Lenders in Charleston, Illinois

Associated Bank

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+1 (815) 490-6900

www.associatedbank.com

First National Bank of Waterloo

228 S Main St, Waterloo, IL 62298, USA

+1 (618) 939-6194

www.fnbwaterloo.bank

National Quick Cash

8202 S Stony Island Ave, Chicago, IL 60617, USA

Village Bank

856 Sparta St, St Libory, IL 62282, USA

+1 (618) 768-4404

www.villagebank.info

Regions Bank

1304 E Empire St, Bloomington, IL 61701, USA

+1 (309) 434-5570

www.regions.com

TitleMax Title Loans

3685 Nameoki Rd, Granite City, IL 62040, USA

+1 (618) 451-7098

www.titlemax.com

Regions Bank

725 W Spresser St, Taylorville, IL 62568, USA

+1 (217) 707-6250

www.regions.com

Bank of Rantoul

201 E Champaign Ave, Rantoul, IL 61866, USA

+1 (217) 892-2143

www.bankofrantoul.bank

Heights Finance Corporation

3726 W Elm St, McHenry, IL 60050, USA

+1 (815) 759-3713

www.heightsfinance.com

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