Welcome to Our Online Loan Referral Service


202 S Halsted St, Chicago Heights, IL 60411, USA
+1 (877) 866-0202
www.oldsecond.com
Monday
5:30AM–10PM
Tuesday
5:30AM–10PM
Wednesday
5:30AM–10PM
Thursday
5:30AM–10PM
Friday
5:30AM–10PM
Saturday
7AM–7PM
Sunday
7AM–7PM

Domain Info

Created Date

1997-06-15

Mailing Address

Company Name

Contact Data

Feedback about Old Second National Bank ATM?

Here you see the feedback of our customers.

A good payday lender. The company quickly processed the application and credited the funds to my card.

Dr. Elise Rath

Thanks to the team of Old Second National Bank ATM. Fast solution of the arisen problems, quick decision on the loan. I definitely recommend this company.

Mrs. Nedra King I

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Ethelyn Simonis

Pay Attention

Above there are details about a definite lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Chicago Heights, Illinois

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

Such financial products as payday loan in Chicago Heights, Illinois is taken out simply and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more payday loans you pay back off, the more favorable rates a borrower will recieve.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Old Second National Bank ATM help issue a payday loan in Chicago Heights, Illinois?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are taken out around the clock. The deposit will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to issue a loan in Chicago Heights, Illinois. They assess many other factors before taking out a payday loan. One of them is solvency. This is a way to enhance your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a definite cost of the loan.

APR Calculator

Other Payday Lenders in Chicago Heights, Illinois

Regions Bank

821 W Homer M Adams Pkwy, Godfrey, IL 62035, USA

+1 (618) 619-4320

www.regions.com

Ottawa Savings Bank

925 La Salle St, Ottawa, IL 61350, USA

+1 (815) 433-2525

ottawasavings.com

First Bankers Trust Company, N.A.

2321 Kochs Ln, Quincy, IL 62301, USA

+1 (217) 228-8040

www.firstbankers.com

Skokie Cash Jewelry and Loan

4859 Dempster St #2254, Skokie, IL 60077, USA

+1 (847) 675-4444

skokiecash.com

OneMain Financial

1555 Butterfield Rd Ste 115, Aurora, IL 60502, USA

+1 (630) 896-1081

www.onemainfinancial.com

JD Singleton | Fairway Independent Mortgage Corporation Loan Officer

4218 N Brandywine Dr, Peoria, IL 61614, USA

+1 (708) 336-8929

www.fairwayindependentmc.com

Scott Credit Union

1019 IL-3, Waterloo, IL 62298, USA

+1 (618) 659-7154

www.scu.org

AmeriCash Loans

555 Torrence Ave, Calumet City, IL 60409, USA

+1 (708) 868-9777

www.americashloans.net

ATM (Associated Bank)

238 N Main St, Columbia, IL 62236, USA

+1 (618) 281-4240

www.associatedbank.com

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