What people think about Cash On the Spot?
Below you find some of the testimonials of our clients.
Thank you Cash On the Spot for helping me when I needed money urgently to pay for home improvement. I have applied through this website 2 times and everything was smooth. This is the most legit company with no hidden fees. Highly recommended!!!
Mr. Tatum Kessler
The process was convenient, straightforward. No surety needed. Thank you so much. Love their online customer support. No troubles. Would apply again.
Libbie Kovacek
Thank you Cash On the Spot for assisting me when I needed money so bad to pay for business trip. I have applied through this website once and everything was great. This is the most transparent company with no hidden fees. Highly recommended!!!
Nicola Ledner
Important
Now you can see general characteristics of payday loans.
Payday Loans in Chicago, Illinois
Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.
It is easy and speedy to get accepted for payday loans in Chicago, Illinois. The APR will be set specifically for each consumer and will depend on the personal information the consumer filled in.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit history you may still get accepted for a payday loan. Such loans are created to help meet the needs of applicants with bad credit scores. There are lenders who may be happy to offer you a payday loan even if you have a poor credit rating. You will need a stable income to be eligible for a bad credit payday loan.
To get approved for a payday loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a loan, you can use an online calculator. It will show the precise APR of your loan.
APR Calculator
Other Payday Lenders in Chicago, Illinois
Old Second National Bank ATM
2S101 Harter Rd, Kaneville, IL 60144, USA
+1 (877) 866-0202
www.oldsecond.com
ATM (First Midwest Bank)
19648 La Grange Rd, Mokena, IL 60448, USA
OneMain Financial
1888 S West Ave, Freeport, IL 61032, USA
+1 (815) 232-9001
www.onemainfinancial.com
Perfect Alliance Capital
2815 Forbs Ave #107, Hoffman Estates, IL 60192, USA
+1 (847) 851-2223
www.perfectalliancecapital.com
BMO Harris Bank
850 W Army Trail Rd, Carol Stream, IL 60188, USA
+1 (630) 830-4700
branches.bmoharris.com
