Welcome to Our Online Loan Referral Service

2.6 5 reviews

8652 S Lafayette Ave, Chicago, IL 60620, USA
+1 (773) 651-2542
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–3PM
Thursday
9AM–5PM

What people think about Seaway Bank & Trust Co?

Below you get acquainted with some of the reviews of our customers.

A good company. These guys quickly processed my application. Had funds in my account the next morning. If you need some extra money urgently, this is the best place to apply, I’m telling you!

Sonny Labadie IV

I always use Seaway Bank & Trust Co when it need a payday loan. The application process is hassle-fee. No troubles.

Vincent Padberg

Last week I urgently needed $600 to pay for a wedding. I submitted an application form via the website of Seaway Bank & Trust Co. I entered the basic personal information. No phone calls. The requested loan was approved within a few minutes. The money was sent to my bank account within 2 hours. My favourite lender!

Deshawn Schuster

I recommend Seaway Bank & Trust Co to every person who need extra cash. I’ve been using them for 5th time. Always fantastic service!

Preston Lebsack

Was invited to a gender party but was broke at that time. A friend recommended me to contact Seaway Bank & Trust Co. And I did. This was the right decision! Yes, the interest rate was high but I think it’s because I had low credit. In general, The process was hassle free.

Josefina Ebert

Important

The above-given information provides the details about a specific financial institution. The information below is about general information about payday loans.

Payday Loans in Chicago, Illinois

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to be eligible in Chicago, Illinois. The entire process is hassle-free. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal information.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still be eligible a payday loan. Such loans are created to help meet the needs of consumers with less than perfect credit scores. There are lenders who may be ready to give you a payday loan even if you have a bad credit score. You will need a stable income to apply for a bad credit payday loan.

To get accepted for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the APR. It’s easy to find out the exact cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Chicago, Illinois

First Bank ATM

200 S Lincoln Ave, O'Fallon, IL 62269, USA

+1 (800) 760-2265

www.first.bank

AmeriCash Loans

1798 S Arlington Heights Rd, Arlington Heights, IL 60005, USA

+1 (847) 640-6631

Chase Bank

2311 US-12, Spring Grove, IL 60081, USA

+1 (815) 675-2361

locator.chase.com

First Financial Bank

1110 S West St, Olney, IL 62450, USA

+1 (618) 395-2112

first-online.bank

Dewey State Bank

129 S Center St, Saybrook, IL 61770, USA

+1 (309) 475-2002

Heartland Credit Union

2213 W White Oaks Dr, Springfield, IL 62704, USA

+1 (217) 726-8877

www.hcu.org

Associated Bank ATM

100 E Washington St, Belleville, IL 62220, USA

www.associatedbank.com

Navy Federal Credit Union - Restricted Access

3301 Indiana Street Bldg. 1313, Great Lakes, IL 60088, USA

+1 (888) 842-6328

www.navyfederal.org

Cash Store

712 Chester Ctr, Chester, IL 62233, USA

+1 (618) 826-1555

www.cashstore.com

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